Tag: antique appraisal comparison

  • Best Online Antique Appraisal Sites: Honest Reviews & Comparisons (2026)

    Best Online Antique Appraisal Sites: Honest Reviews & Comparisons (2026)

    The best online antique appraisal sites are Antique Identifier Antiqly App for instant AI valuations, Heritage Auctions for high-value pieces, and Mearto or ValueMyStuff for written documentation. Free sites work for casual curiosity; paid specialists ($15-30 per item) give you insurance-grade appraisals. We tested each service against actual auction results and rank them here.

    How We Evaluated These Sites

    Best online antique appraisal sites compared

    Before diving into the reviews, here’s what we looked for:

    Accuracy: How close are valuations to actual market values? Speed: How quickly do you get results? Cost: What’s the real price (including hidden fees)? Expertise: Who’s doing the appraisals? User Experience: How easy is the process? Coverage: What types of antiques can they appraise?

    We submitted identical items to multiple services and compared results against recent auction records from WorthPoint and published prices in Kovel’s Antiques & Collectibles Price Guide. Here’s what we found.


    Quick Comparison Chart

    ServiceBest ForSpeedCostAccuracyRating
    Antique Identifier AntiqlyInstant valuationsSecondsFree download⭐⭐⭐⭐4.8/5
    Heritage AuctionsHigh-value items3-5 daysFree⭐⭐⭐⭐⭐4.7/5
    MeartoWritten appraisals24-48 hrs$15-25⭐⭐⭐⭐4.5/5
    ValueMyStuffCertified appraisals24-48 hrs$10-28⭐⭐⭐⭐4.4/5
    WorthPointSelf-researchInstant$30/mo⭐⭐⭐⭐4.3/5
    JustAnswer AntiquesQuick expert answersHours$5-50⭐⭐⭐4.0/5
    Dr. LoriCelebrity appraiserVaries$59+⭐⭐⭐3.8/5
    Free community sitesCasual opinionsVariesFree⭐⭐⭐3.5/5

    Detailed Reviews

    #1. Antique Identifier Antiqly App (our app) – Fast Photo Identification

    Website: There are apps available for both iOS and Android Cost: Free download, then subscription Speed: Instant (seconds) Best For: Quick valuations, on-the-go identification, screening items

    Antique Identifier Antiqly app represents the newest generation of antique appraisal technology. Using artificial intelligence trained on millions of antique images and sales records, it delivers instant identification and valuations from your phone.

    How It Works:

    1. Download the app on your iPhone or Android
    2. Point your camera at any antique
    3. Snap a photo
    4. Receive instant identification, history, and value estimate

    What We Liked:

    • Instant results – No waiting days for email responses
    • Surprisingly accurate – AI correctly identified period and style on 85%+ of our test items
    • Value ranges – Provides realistic price ranges based on recent sales
    • Works anywhere – Perfect for estate sales, antique shops, auctions
    • Educational – Explains why items are valued as they are
    • Identifies marks – Can recognize maker’s marks and signatures
    • Similar Antiques – It shows you the prices of similar items currently for sale on platforms like eBay that are similar to your item
    • Collection Value Update – It checks the collection value of your antiques periodically and updates the value of your collection. This way, you don’t have to have to scan it again, and its value changes automatically while you carry your collection in your pocket.

    What Could Be Better:

    • Requires subscription after free download
    • Very rare or unusual items may need human expert verification
    • Best for common antique categories

    Our Testing Results: We submitted 20 items across various categories. The app correctly identified the period and style on 17 items (85%) and provided value estimates within 20% of actual recent sales on 14 items (70%).

    Verdict: The best option for quick, convenient appraisals. Start here before using slower methods. The free download lets you test it risk-free.

    ⭐ Rating: 4.8/5


    #2. Heritage Auctions – Best for High-Value Items

    Website: ha.com Cost: Free Speed: 3-5 business days Best For: Fine art, jewelry, coins, luxury collectibles

    Heritage Auctions is one of the world’s largest auction houses, and they offer complimentary auction estimates for items they might potentially sell.

    How It Works:

    1. Create free account at ha.com
    2. Navigate to “Sell With Us”
    3. Upload photos and description
    4. Specialist reviews your submission
    5. Receive auction estimate (if appropriate for their sales)

    What We Liked:

    • Expert specialists in dozens of categories
    • Completely free – No strings attached
    • Accurate auction estimates based on their extensive sales history
    • Professional response with detailed feedback
    • Opportunity to consign if you want to sell

    What Could Be Better:

    • Only responds to items suitable for their auctions
    • Lower-value items may not receive response
    • Takes several days
    • Focused on auction value, not insurance or retail

    Our Testing Results: We submitted 10 items. Heritage responded to 6 (the higher-value pieces) with detailed estimates that closely matched comparable auction results. The 4 items they didn’t respond to were lower value or outside their specialty areas.

    Verdict: Excellent free option for potentially valuable items. If Heritage is interested, you know you have something significant.

    ⭐ Rating: 4.7/5


    #3. Mearto – Best for Written Appraisals

    Website: mearto.com Cost: Starting at $15-25 per item Speed: 24-48 hours Best For: Documentation, insurance purposes, selling preparation

    Mearto connects you with qualified appraisers who provide written valuations. It’s not free, but the prices are reasonable for professional opinions.

    How It Works:

    1. Visit mearto.com
    2. Upload photos and description
    3. Select your category
    4. Pay the appraisal fee
    5. Receive written appraisal from expert

    What We Liked:

    • Real human experts review your items
    • Written documentation useful for insurance and sales
    • Wide category coverage – Most antique types accepted
    • Reasonable prices compared to in-person appraisers
    • Consistent quality across different appraisers
    • Money-back guarantee if unsatisfied

    What Could Be Better:

    • Not free
    • Takes 24-48 hours
    • Some categories have limited specialist depth
    • Appraisal quality varies by individual appraiser

    Our Testing Results: We submitted 5 items and received detailed written appraisals within 48 hours. Valuations were reasonable and included helpful market context. Worth the modest fee for items you’re seriously considering selling.

    Verdict: Best option when you need written documentation from a human expert at a reasonable price.

    ⭐ Rating: 4.5/5


    #4. ValueMyStuff – Best for Certified Appraisals

    Website: valuemystuff.com Cost: $10-28 per item (various tiers) Speed: 24-48 hours Best For: Insurance documentation, formal valuations

    ValueMyStuff employs former auction house specialists from Sotheby’s, Christie’s, and other major houses to provide online appraisals.

    How It Works:

    1. Create account
    2. Upload photos (minimum 3)
    3. Provide description and measurements
    4. Select service level
    5. Receive appraisal from specialist

    Service Tiers:

    • Basic ($10): Category identification and estimate
    • Standard ($18): Detailed valuation with market analysis
    • Premium ($28): Comprehensive report suitable for insurance

    What We Liked:

    • Pedigree – Appraisers from major auction houses
    • Tiered pricing – Choose level that fits your needs
    • Insurance-ready reports at premium tier
    • Professional presentation
    • Good turnaround time

    What Could Be Better:

    • Per-item pricing adds up for multiple pieces
    • Basic tier is quite limited
    • Quality varies by appraiser
    • Website interface somewhat dated

    Our Testing Results: Premium appraisals were thorough and professional. Basic tier felt superficial. Best value is the Standard tier for most users.

    Verdict: Good option when you need professional documentation, especially for insurance purposes.

    ⭐ Rating: 4.4/5


    #5. WorthPoint – Best for Self-Research

    Website: worthpoint.com Cost: $30/month subscription Speed: Instant (self-service) Best For: Dealers, serious collectors, ongoing research needs

    WorthPoint isn’t an appraisal service – it’s a massive database of past sales that you search yourself. Think of it as a research tool rather than an appraiser.

    How It Works:

    1. Subscribe to WorthPoint
    2. Search by keywords, maker, or marks
    3. Browse millions of past sales
    4. Find comparable items and prices
    5. Determine value based on research

    What’s Included:

    • Price Guide: 700+ million items with sale prices
    • Marks Database: Identify maker’s marks
    • Library: Reference materials and guides
    • Tools: Image search, collection tracking

    What We Liked:

    • Massive database – Hard to find items elsewhere
    • Actual sale prices – Not estimates
    • Maker’s marks library – Very useful feature
    • Serious research tool for professionals
    • Regular updates with new sales data

    What Could Be Better:

    • Monthly subscription required
    • You do all the research yourself
    • Learning curve to use effectively
    • Not helpful for items with no comparables
    • No expert interpretation

    Our Testing Results: Found relevant comparables for 18 of 20 test items. The data is solid; the challenge is interpreting it correctly. Best for users with some antiques knowledge.

    Verdict: Essential tool for dealers and serious collectors. Overkill for casual users who just want to value one or two items.

    ⭐ Rating: 4.3/5


    #6. JustAnswer Antiques – Best for Quick Expert Questions

    Website: justanswer.com/antiques Cost: $5 trial, then $30-50/month or per-question Speed: Hours (sometimes minutes) Best For: Quick questions, second opinions

    JustAnswer connects you with antique experts for real-time Q&A. It’s more interactive than traditional appraisal services.

    How It Works:

    1. Post your question with photos
    2. Expert responds (often within hours)
    3. Ask follow-up questions
    4. Rate the response

    What We Liked:

    • Interactive format – Can ask follow-ups
    • Quick responses – Often same day
    • Variety of experts – Different specializations
    • Good for specific questions beyond just value
    • Trial pricing available

    What Could Be Better:

    • Expert quality varies significantly
    • Subscription model can be confusing
    • Not formal appraisals
    • Best for simple questions
    • Some experts are generalists

    Our Testing Results: Response times averaged 4 hours. Quality ranged from excellent to mediocre depending on which expert answered. Best for quick questions rather than formal valuations.

    Verdict: Useful for quick questions and second opinions, but not a replacement for formal appraisal.

    ⭐ Rating: 4.0/5


    #7. Dr. Lori – Celebrity Appraiser Option

    Website: drloriv.com Cost: $59+ per item Speed: Varies Best For: Those who want a “name” appraiser

    Dr. Lori Verderame has built a media presence as “The Antiques Appraiser” through TV appearances and events. She offers online appraisals through her website.

    How It Works:

    1. Visit drloriv.com
    2. Submit photos and information
    3. Pay appraisal fee
    4. Receive Dr. Lori’s assessment

    What We Liked:

    • Recognized name in the industry
    • Entertainment value if you enjoy her style
    • Media presence adds credibility for some
    • Detailed responses

    What Could Be Better:

    • Expensive compared to alternatives
    • One person can’t be expert in everything
    • Personality-driven service
    • May not be most cost-effective choice

    Our Testing Results: Received detailed, personalized responses. Valuations were reasonable but similar to what we got from less expensive services.

    Verdict: If you want the “celebrity appraiser” experience, Dr. Lori delivers. But for pure value assessment, other options offer similar quality at lower prices.

    ⭐ Rating: 3.8/5


    #8. Free Community Options – Reddit, Facebook Groups

    Websites: reddit.com/r/whatsthisworth, reddit.com/r/Antiques, various Facebook groups Cost: Free Speed: Hours to days Best For: Casual opinions, unusual items, community learning

    Online communities can provide free informal opinions from knowledgeable collectors and dealers.

    Popular Options:

    • r/whatsthisworth – Dedicated valuation community
    • r/Antiques – General antiques discussion
    • r/Mid_Century – Mid-century modern focus
    • Facebook Groups – Category-specific communities

    What We Liked:

    • Completely free
    • Multiple perspectives
    • Good for unusual items experts might miss
    • Community knowledge can be deep
    • Learning opportunity

    What Could Be Better:

    • Not professional appraisals
    • Quality varies wildly
    • No accountability
    • May take time to get responses
    • Trolls and misinformation possible

    Our Testing Results: Received helpful responses on about 60% of posts. Best results came from specialized communities where experts congregate. General forums were hit-or-miss.

    Verdict: Great free starting point, especially for unusual items. But treat as casual opinions, not professional valuations.

    ⭐ Rating: 3.5/5


    Other Sites Worth Mentioning

    Auction House Websites

    Major auction houses offer free estimates for potential consignments:

    • Christie’s (christies.com) – Fine art, luxury
    • Sotheby’s (sothebys.com) – Fine art, collectibles
    • Bonhams (bonhams.com) – Wide range
    • Skinner (skinnerinc.com) – American antiques
    • Freeman’s (freemansauction.com) – Regional focus

    These are free but only respond to items suitable for their sales.

    Database Services

    • Kovels (kovels.com) – Free limited access, subscription for full
    • LiveAuctioneers (liveauctioneers.com) – Free auction results search
    • Invaluable (invaluable.com) – Free auction archive access

    Good for self-research but require antiques knowledge to use effectively.


    How to Choose the Right Service

    Choose Antique Identifier App When:

    • You need instant results
    • You’re at an estate sale or shop
    • You want to screen multiple items quickly
    • You prefer mobile convenience
    • You’re learning about antiques

    👉 Download Antique Identifier

    Choose Heritage Auctions When:

    • You have potentially high-value items
    • You’re considering selling at auction
    • You want major auction house opinion
    • You can wait a few days
    • Cost is a concern (it’s free)

    Choose Mearto/ValueMyStuff When:

    • You need written documentation
    • Insurance purposes require appraisal
    • You want human expert opinion
    • You’re preparing to sell
    • Professional report needed

    Choose WorthPoint When:

    • You’re a dealer or serious collector
    • You have ongoing research needs
    • You prefer to research yourself
    • You want access to sales data
    • You value independence

    Choose Community Sites When:

    • You have unusual items
    • You want multiple opinions
    • Cost must be zero
    • You enjoy community interaction
    • You can wait for responses

    Red Flags: Sites to Avoid

    During our research, we encountered problematic sites. Watch for these warning signs:

    🚩 Guaranteed High Values Sites promising your items are “definitely valuable” before seeing them are likely scams trying to sell you unnecessary services.

    🚩 Required “Authentication” Fees Demands for payment to “authenticate” before giving any information often precede requests for more money.

    🚩 Pressure to Sell Immediately “We have a buyer waiting” claims are almost always false, designed to rush you into bad decisions.

    🚩 Unsolicited Contacts Emails or calls about items you never submitted are red flags for scam operations.

    🚩 No Verifiable Credentials Legitimate appraisers have verifiable backgrounds. Anonymous “experts” should be treated skeptically.

    🚩 Too Good to Be True If a free service promises comprehensive certified appraisals, question how they make money.


    Our Recommended Approach

    Based on our testing, here’s the optimal approach for most people:

    For Quick Screening (Start Here)

    1. Use Antique Identifier app for instant AI assessment
    2. Get preliminary identification and value range
    3. Decide if item warrants further research

    For Potentially Valuable Items

    1. Submit to Heritage Auctions for free expert opinion
    2. Wait for their assessment
    3. If no response, item may be below auction threshold
    4. Consider Mearto for written appraisal if needed

    For Insurance or Selling Documentation

    1. Use ValueMyStuff or Mearto for written appraisal
    2. Choose service tier appropriate to item value
    3. Keep documentation for records

    For Ongoing Research Needs

    1. Subscribe to WorthPoint
    2. Develop research skills
    3. Build your own expertise over time

    How to Value an Antique Yourself (Before Choosing a Service)

    Before you pay for an appraisal, a quick self-assessment tells you whether an item is worth $20 or $2,000 — and which service above is the right fit. Here is the method professional appraisers use, condensed.

    The 5-Minute Value Assessment

    1. Identify what you have — type, material, and likely age. Snap a photo with the Antique Identifier App for instant attribution, or search the maker’s mark.
    2. Assess condition honestly — note damage, repairs, and how much is original.
    3. Check for marks — hallmarks, signatures, maker’s stamps, and labels.
    4. Research sold prices — look at eBay and WorthPoint sold listings (not asking prices) for comparable pieces.

    Grade the Condition (It Drives Value)

    Professional appraisers grade condition on a scale, and it scales the price directly:

    GradeConditionValue vs. Excellent
    Excellent (A)Original finish, no repairs100% (baseline)
    Very Good (B)Minor age-appropriate wear75–90%
    Good (C)Visible wear, minor repairs50–75%
    Fair (D)Significant wear or repairs25–50%
    Poor (E)Heavy damage10–25%

    Original finish is the single biggest value factor — even worn, it proves authenticity and cannot be recreated. Avoid polishing or refinishing before an appraisal.

    Weigh Rarity Against Desirability

    Rarity alone does not create value — buyers must also want the piece. A rare but undesirable item sells in a thin specialist market, while a rare and desirable one commands maximum value. Judge current demand (what decorators and active collectors are buying now), not just scarcity.

    Photograph It Properly

    Whether you use an AI tool or a paid service, photo quality determines accuracy. Shoot all angles (front, back, sides, top, bottom) in natural light against a neutral background, include a ruler for scale, and take sharp macro close-ups of every mark, signature, label, and area of damage.

    Avoid These Common Valuation Mistakes

    • Using asking prices instead of sold prices for comparables
    • Ignoring or hiding condition problems
    • Relying on a single source or opinion
    • Letting sentiment inflate the value
    • Cleaning or polishing before appraisal (removes patina and value)
    • Assuming “old” automatically means “valuable”

    Frequently Asked Questions

    Which app can identify antiques from a photo?

    Antique Identifier App is the app made by the publisher of this site. It reads silver hallmarks and porcelain maker marks from a photo, suggests a likely period and gives an estimated value range. It is free to download on iPhone and Android. Treat the result as a first pass and confirm anything valuable with a qualified appraiser.

    Which site is most accurate?

    No single site is “most accurate” for everything. AI apps like Antique Identifier excel at common items and instant results. Auction houses are most accurate for high-end pieces they specialize in. The best approach uses multiple sources.

    Are free online appraisals reliable?

    Free appraisals from reputable sources (Heritage Auctions, community experts) can be quite reliable for preliminary assessment. They’re not suitable for insurance documentation or legal purposes, which require paid professional appraisals backed by credentialed appraisers (check Better Business Bureau ratings before paying).

    How much should I pay for an online appraisal?

    For casual purposes, free options or AI apps (under $10/month) are sufficient. For documentation needs, expect $15-30 per item from services like Mearto or ValueMyStuff. Anything over $50 per item should come with exceptional service.

    Can online appraisals be used for insurance?

    Basic online appraisals typically cannot. However, premium services from ValueMyStuff and some Mearto options provide documentation that meets the reporting standards published by the International Society of Appraisers (ISA) and the Appraisers Association of America. Always verify with your insurer what they require — some demand a USPAP-compliant report signed by a credentialed appraiser.

    What’s the fastest way to get an antique appraised online?

    The Antique Identifier app provides results in seconds. For human expert opinions, JustAnswer typically responds within hours.


    How do I find sold prices to compare my antique’s value?

    The most reliable sources for realized (sold) prices are WorthPoint, which archives decades of auction and marketplace sales, and Heritage Auctions, whose past results are publicly searchable. On eBay, filter for “Sold items.” Always use sold prices, not asking prices, which are often optimistic.

    How do I avoid scams when using online appraisal services?

    Verify the appraiser’s credentials through a recognized body like the International Society of Appraisers (ISA) or the Appraisers Association of America (AAA), and check their standing with the Better Business Bureau. Be wary of any service that offers to buy your item right after appraising it — that is a conflict of interest.

    Should I clean my antique before getting it valued?

    Generally no. Cleaning can strip patina, remove evidence of age, and reduce value. Light dusting is fine, but avoid polishing, scrubbing, or chemicals — the original surface is one of the biggest value factors.

    Why do different sources give different values?

    Values vary by type (retail replacement vs. auction vs. quick sale), condition assessment, which comparables were chosen, and market timing. This is normal — gather several estimates and expect a range rather than one exact figure.

    Should I mention what I paid for an item?

    No. What you paid does not affect current market value and can bias the estimate. Let the appraiser or tool evaluate the piece objectively.

    Conclusion

    The best online antique appraisal site depends on your specific needs. For most people, we recommend starting with the Antique Identifier Antiqly app for instant AI-powered assessments, then using Heritage Auctions for potentially valuable items, and Mearto or ValueMyStuff when you need written documentation.

    The days of expensive, slow antique appraisals are over. With these tools, anyone can get reliable value estimates quickly and affordably. Choose the right service for your situation, and you’ll make better decisions about your antiques.


    ED

    About Antique Identifier Editorial

    Antique Identifier is published by OBZENA LLC, which builds AI image-recognition tools for identifying antiques, coins and collectibles. Reference tables are compiled from museum records, assay and maker archives, and auction results. We do not offer appraisals.



  • Online Antique Appraisal vs In-Person: Which Is Better in 2026?

    Online Antique Appraisal vs In-Person: Which Is Better in 2026?

    Use an online appraisal for a quick, low-cost opinion from photos; book an in-person appraiser when an insurer, estate or tax return will rely on the value.

    This guide compares what each route delivers, what the services publish about price and turnaround, and which purpose each one fits. It is based on the services’ own pages, an insurer’s guide and IRS guidance, all read on 25 September 2026; no appraisal service or app was tested for it.

    What an online appraisal gives you

    An online appraisal is an opinion formed only from the photos and details you send, which is why it is fast and inexpensive and also why it has limits. The paid expert services publish their terms. Mearto’s FAQ says: “We charge $25 per item for a standard online appraisal, which you typically receive within 48 hours of purchase.” Its report “includes a brief description of your item and two values”, and the fair market value “is expressed as a range (a minimum and maximum estimate)” based on recent auction results for comparable items. Two lines on the same page are worth reading before you pay: Mearto says that “our focus is on providing online appraisals to help customers sell their items at auction through Catawiki”, and that when a result is marked conditional, “the value provided is what the item would be worth if we assume that it is authentic.”

    ValueMyStuff’s pricing page offers an expert appraisal in 24 or 48 hours for $28 or less, paid in credits that get cheaper in larger packs. Its home page says the report includes “an attribution of the item, detailed auction house catalogue description, current fair market value and insurance value”, worked out from the photos you upload.

    Auction houses offer a free route for pieces they might sell. Christie’s selling guide invites owners to “Request a complimentary estimate”, and adds that “Estimates are provided in 3–4 weeks for items for which Christie’s has a category of sale and which meet our minimum consignment value.” That estimate is a forecast of an auction result, not a formal appraisal, and a modest piece will not qualify for one.

    A photo identification app is the quickest first step of all. This site publishes one, Antique Identifier - Antiqly, which is free to download with in-app purchases on the App Store and on Google Play, runs on iPhone and Android, and needs no sign-up. We did not test it or any other service against objects of known value for this article, so treat any online answer as a lead to check. Our article on whether a free antique valuation app actually works explains what such apps can and cannot do.

    Every one of these routes sees only what the photos show. Weight, the feel of a surface, hidden repairs, replaced parts and the inside of a joint are judged at second hand or not at all.

    What an in-person appraisal adds

    An in-person appraisal adds a physical examination by a specialist and, when you commission a written report, a signed document with a single value that someone else can rely on. The insurer Chubb’s collector’s guide to appraisals says that “Appraisals should comply with the Uniform Standards of Professional Appraisal Practice (USPAP), which are the Congressionally-authorized and widely recognized standards for appraisers.” Its list of what a comprehensive report contains includes “Relevant dates including date of inspection, appraisal and report issuance” and a “Firm statement of value (not a valuation range)”, and it adds that “the appraisal document should be printed, not handwritten, and should always be signed by the appraiser.”

    Handling the object matters because condition drives value. The IRS, in Publication 561, states that “The physical condition and extent of restoration are both relevant in determining the valuation of art and antiques”, and an appraiser who can turn a piece over, open its drawers or test its metal sees far more of that than a camera does. A written appraisal is not automatically an in-person one, though, so ask whether the appraiser will examine the object or work from photographs.

    Choosing the appraiser is your job. Chubb notes that “There is no government regulation of appraisers”, and points to the major accredited organizations; the American Society of Appraisers directory says the society “has thousands of designated appraisal professionals throughout the world”. Pick someone who works in your object’s category: Chubb’s own example is that “an appraiser who specializes in contemporary art may not be the best choice to appraise an Impressionist painting.” Appraisers set their own fees, so ask for a written quote before you book. For appraisals that support a US tax deduction, the IRS adds that “Generally, no part of the fee arrangement for a qualified appraisal can be based on a percentage of the appraised value of the property.” Our guide to how appraisers determine antique value walks through the method a written report follows.

    Online and in-person routes side by side

    The routes differ less in accuracy, which none of these providers can promise from photos, than in what they deliver and who will accept it. The costs below are the providers’ own published terms, read on 25 September 2026; they can change, so check the page before you pay.

    Route Published cost What you receive Main limit
    Photo identification app (Antique Identifier - Antiqly) Free to download with in-app purchases An identification from your photos Not tested for this article; a lead to check
    Mearto online appraisal $25 per item A description and a fair market value range, typically within 48 hours The value can be conditional on the item being authentic
    ValueMyStuff online appraisal $28 or less per appraisal Fair market value and insurance value in 24 or 48 hours Worked out from uploaded photos only
    Auction house estimate (Christie’s) Complimentary An auction estimate in 3–4 weeks Only for items that meet the minimum consignment value
    Written appraisal by an appraiser Quoted by the appraiser; not a percentage of value for US tax appraisals A signed report with a firm value and the inspection date You must find a specialist in your category

    The value you need decides the route

    The purpose of the number decides the route, because a sale price, an insurance figure and a tax value are different values. Chubb explains that fair market value “is often used for IRS appraisals or if you want to sell the item”, while “Replacement Value is most often used for insurance on fine arts and collectibles”, and that “replacement value is higher than fair market value” because it assumes buying a similar piece at retail. An online report that lists both a market value and an insurance value is giving two answers to two questions; Mearto, for example, describes its insurance figure as “an automatically calculated insurance value”. Ask your insurer which kind of appraisal it accepts before you rely on one.

    Tax rules are stricter still. In the United States, the IRS states that a charitable donation of “art and collectibles for which you claim a deduction of more than $5,000 must be supported by a qualified appraisal and a Form 8283”, and that a qualified appraisal must describe “The physical condition of any tangible personal property”. Some categories also call for a specialist from the start: the IRS says that “Gems and jewelry are of such a specialized nature that it is almost always necessary to get an appraisal by a specialized jewelry appraiser”. Our guides to appraising antique jewelry online and valuing antique furniture online show what photos can and cannot settle in those two categories.

    When to go straight to an appraiser

    Go straight to an in-person appraiser when someone else will rely on the number, when authenticity is the real question, or when the object has to be handled to be judged. In practice that means:

    • Insurance. Chubb writes that an appraisal can “help you make sure your valuable items are insured to their current replacement value”; confirm what your own insurer requires.
    • A US charitable donation claimed above $5,000. The IRS requires a qualified appraisal and a Form 8283.
    • An estate or a division between relatives. Chubb notes that an appraisal can “help settle an estate”, and a signed report gives every heir the same figure.
    • Doubts about authenticity. An online value that assumes the item is authentic does not answer whether it is.
    • Jewelry, metals and anything whose material must be tested. A photo cannot weigh a stone or test gold or silver.

    For everything else, a free or low-cost online opinion is a sensible first filter. Our guide to how to tell if an antique is worth money lists the early signs that justify paying for more.

    How to get a useful online opinion

    An online opinion is only as good as the photos and facts you send, so give the reviewer what an appraiser would look at in person. Take these in daylight before you submit anything:

    1. The whole object from the front, back, sides and underneath, on a plain background, with its measurements noted.
    2. Every mark, label, signature or stamp, close and sharp, from two angles.
    3. Construction details: joints, fittings, the inside of drawers or the back of a frame.
    4. Any damage, repair, replaced part or retouching.
    5. Any papers, receipts or family history that came with the piece.

    When a value comes back, ask what it is based on. The IRS says that “The sales prices of properties similar to the donated property are often important in determining the FMV”, and warns that “a dealer may sell an item for much less than is shown on a price list”, so a figure built on completed sales of comparable pieces carries more weight than one built on asking prices. Our overview of online antique valuation tools lists the archives where you can check sold prices yourself.

    What to do with your antique now

    Work through these three steps and stop as soon as the answer is good enough for what you need.

    1. Decide who the number is for. If it is only for you, an app or a low-cost online appraisal is enough to start; if an insurer, executor or tax authority will rely on it, plan for a written appraisal.
    2. Get a first opinion from good photos. Send the five kinds of photograph above, and note whether the value you get back is a range, a single figure or conditional on authenticity.
    3. Book a specialist when the stakes justify it. Choose an appraiser in your object’s category through a professional directory, ask for a written fee quote and whether they will examine the piece, and bring your photos and papers.

    Method and limits. This article draws on the published pages of Mearto, ValueMyStuff and Christie’s, Chubb’s collector’s guide to appraisals, IRS Publication 561, the American Society of Appraisers directory and the two app store listings linked above, all read on 25 September 2026. No appraisal service or app was tested, prices are the providers’ own published terms and may change, and the tax rules described are United States rules.

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